James B. Nutter and Company

James B Nutter and Associates Borrower's Toolbox

A True No Cost Refinance allows the borrower to reduce the interest rate on their FHA-insured mortgage with NO CLOSING COSTS, and typically includes no appraisal or credit report on both a fixed or adjustable rate.

Below is an example of our Good Faith Estimate of Loan Settlement Costs.

For a printable version of this document in PDF format, click here**.

JAMES B. NUTTER & COMPANY	ONLINE LENDING
1-800-HOME-REFI	4153 BROADWAY, KCMO 64111

Estimate of Loan Settlement Costs
This gives a "Good Faith Estimate" of many of the charges you will have to pay in connection with the settlement of your loan. The figures shown are estimates, are subject to change, and are computed based on sales price and proposed mortgage amount as stated on your loan application.
Name: John Q. Public Loan amount: Your Loan Amount Here
Property Address: 111 Nutter Drive Nutterville USA

ITEMS PAYABLE IN CONNECTION WITH LOAN
801 Loan Origination Fee %	$0.00
802 Loan Discount .0000%	$0.00
803 Appraisal Fee*	$0.00
804 Credit Report*	$0.00
805 Lender's Inspection Fee	$0.00
806 Mortgage Insurance Application Fee	$0.00
807
808 Application Fee*	$0.00
809
810 Underwriting Fee	$0.00
811 Buydown Fee	$0.00
812 Commitment Fee	$0.00
813
814 JBN Messenger	$0.00
815
901 Interest for Days @ per day	$0.00
902 Mortgage Insurance Premium for months	$0.00
904 One Time FHA Insurance Premium - MIP TO BE FINANCED	$0.00
905 VA Funding Fee **	$0.00
906	$
907	$
1101 Settlement or Closing Fee	$0.00
1102 Abstract or Title Search	$0.00
1103 Title Examination	$0.00
1104 Title Insurance Binder	$0.00
1105 Document Preparation	$0.00
1106 Notary Fees	$0.00
1107 Attorney's Fees	$0.00
1108 Title Insurance	$0.00
1111 Tax Service Contract Fee	$0.00
1112 Amortization Schedule	$0.00
1113
1114
1201 Recording Fees	$0.00
1202
1203 Mortgage Registration Tax	$0.00
1204
1301 Survey	$0.00
Total:	$0.00

The above Good Faith Estimate of Loan Settlement Costs are made pursuant to the requirements of the Real Estate Settlement Procedures Act (RESPA). These figures are only estimates. Your current deposits in escrow for the real estate taxes and insurance will be transferred to your new loan with James B. Nutter and Company.
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