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Rate Information

James B. Nutter & Company strives to provide you the lowest rates available nationwide everyday. The rapid movements of financial markets influence the course of interest rates. In order to provide you the most accurate, up to the minute quotes please contact one of our loan officers.

For Conventional mortgages contact the Polaris Division at 1-800-217-7334.

For FHA mortgages contact our Vanguard Division at 1-800- 875-7334.



Today's Rates
Rates as of 05/13/2008
Conventional Rates (Loans to $417,000)
Based on Loan amounts of $150,000 or more.

30 Year Fixed Conforming

Rate

6.25 6 5.625

Save up to $3500 with our low closing costs. 

Points

NO COST

0

1.5

Never any junk fees on any loan with James B. Nutter & Company 

APR

6.55

6.34

6.09

No closing cost loans do not include any investor delivery fees 

15 Year Fixed Conforming

Rate

5.875 5.5 5.125

Compare our closing costs and rates and save. 

Points

NO COST

0

1.5

Builds equity fast! 

APR

6.19

5.9

5.77

No closing cost loans does not include investor delivery fees 

5 Year Re-set Fixed Conforming (Rate Setter Loan)

Rate

6.375 6 5.5

No quotes 

Points

NO COST

0

1.5

No quote 

APR

6.42

6.05

5.89

Not currently available 

7 Year Re-set Fixed Conforming

Rate

6.625 6.25 5.5

No quote 

Points

NO COST

0

1.5

 

APR

6.65

6.35

5.99

No quotes available presently. 

FHA Refinancing 30 Year
(Loans to $271,050 - 1 unit)

FHA Refinancing
15 Year

Rate

6.5 6 6

Pioneer in FHA streamline refinancing 

Points

NO COST

0

NO COST

Higher loan amounts for 2-4 units. 

APR

6.94

6.41

6.494

Call for current FHA programs and rates. Many changes. 

FHA Adjustable Rate Refinancing

Rate

7 6.5 0

Call for quotes. 

Points

0

1.5

0

T-bill Index, 2.00% margin 

APR

7.496

7.496

0

Call for quotes 


Please note the following:

  • The pricing listed above reflects our interest rates as of the date at the top of the page. Interest rates are very volatile and can change several times each day, so it's best to call to confirm our current rates.
  • Annual Percentage Rates (APRs) are based on a $100,000.00 loan and a purchase price (or property value) of $125,000.00. Your actual APR can and will most certainly vary from those quoted above. APR's differ from quoted interest rates because closing costs are included in the APR calculation. Call for an exact APR for your loan.
  • Finally, the prices quoted above make several assumptions about the property, its location, occupancy and other factors. These assumed risk factors may not be applicable to your loan. Call for an exact APR for your loan.



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